Upwards is a financial platform offering personal loans tailored to meet various financial needs of salaried individuals. Whether it’s for home renovations, medical emergencies, travel, or debt consolidation, Upwards provides a seamless and efficient borrowing experience.
Key Features of Upwards Personal Loans:
- Loan Amount: Borrow up to ₹3 lakhs based on your requirements.
- Interest Rates: Competitive rates starting from 18% per annum.
- Repayment Tenure: Flexible options ranging from 1 to 5 years.
- Processing Fees: Nominal charges between 0% to 2% of the loan amount.
- Quick Disbursal: Funds are typically disbursed within 3 hours of approval.
- Minimal Documentation: Simplified paperwork ensures a hassle-free process.
- 100% Online Process: Apply and manage your loan entirely online.
Eligibility Criteria:
To qualify for an Upwards personal loan, applicants should meet the following conditions:
- Age: Between 21 and 55 years.
- Income: Minimum monthly salary of ₹20,000.
- Employment: Salaried professionals with at least two years of work experience, including six months in the current job.
- Residency: Must be a resident of India.
Required Documentation:
Applicants need to provide:
- Proof of Identity: PAN card or Aadhaar card.
- Proof of Address: Voter ID card, driving license, or Aadhaar card.
- Income Proof: Last three months’ salary slips and six months’ bank statements.
- Photograph: A recent passport-sized photograph or a current selfie.
Application Process:
Applying for an Upwards personal loan is straightforward:
- Online Registration: Visit the Upwards website or download the app to register.
- Submit Details: Provide personal, employment, and financial information.
- Upload Documents: Submit the necessary documents online.
- Approval: Receive instant approval based on your eligibility.
- Disbursal: Funds are credited to your account, typically within 3 hours.
Why Choose Upwards?
- Trusted by Millions: Over 1 million satisfied customers.
- Extensive Network: Partnerships with 60+ banks and NBFCs.
- Expert Support: A dedicated team of over 500 professionals.
- Transparent Processes: No hidden charges and clear terms.
For more information or to apply, visit the Upwards website
Note: Interest rates and terms are subject to change. It’s advisable to check the official website for the most current information.